You will remain on the current site
This page provides an overview of the ANZ Low Rate Visa Benefits and highlights some of the main features available with this credit card in New Zealand. The purpose is to help readers understand the product before moving on to more detailed information about eligibility, costs and the application process.
The ANZ Low Rate Visa is designed for customers who prefer a credit card focused on lower borrowing costs rather than traditional rewards. It currently has no annual card fee and offers ANZ’s lowest purchase interest rate among its personal credit cards.
Cardholders may also receive up to 55 interest-free days on eligible purchases when the applicable repayment conditions are met. In addition, ANZ currently applies a 0% currency conversion charge to foreign currency transactions made with this card.
Important Information
We are not a bank, lender or credit provider. We do not issue credit cards, approve applications or determine individual credit limits.
All interest rates, fees, eligibility requirements, balance transfer conditions, repayment obligations and account terms are established exclusively by ANZ Bank New Zealand Limited.
The ANZ Low Rate Visa Benefits also include access to ANZ Loop, which may provide cashback when eligible purchases are made with participating partners.
The card currently has a minimum credit limit of NZ$500. Joint or additional cards also have no annual card fee.
Interest-free days only apply when the required balance is repaid according to ANZ’s conditions. Merchant surcharges and other third-party charges may still apply.
Rates, promotions, cashback offers and other product conditions can change over time.
Discover More About the Card
Continue to the next page to learn more about the ANZ Low Rate Visa Benefits, including eligibility criteria, documents that may be required, application steps and important financial considerations.
Always verify the latest rates, fees and lending conditions directly with ANZ before submitting an application.
You will remain on the current site