Terms and Conditions
The provisions of the Privacy Policy apply jointly to these Terms and to the use of the website.
vivaocredito is a blog specialized in creating informative content and analysis of various financial products/services (credit cards, loans, financing, among others) provided by various companies (financial institutions), offering content with the purpose of informing the user about the product that best fits their needs.
These General Terms and Conditions of Use are available to the user at any time at the address: https://www.vivaocredito.com.br/termos-e-condicoes-gerais-de-uso and the provisions of vivaocredito’s Privacy Policy, available at: https://www.vivaocredito.com.br/politica-de-privacidade, as well as current legislation, apply jointly to these Terms and to the use of the website.
Thus, the General Terms and Conditions of Use aim to inform the responsibilities, duties, and obligations that every User assumes when accessing and/or using vivaocredito, as written in the items below.
1. ACCEPTANCE
1.1. By accessing vivaocredito, the User AGREES to abide by the General Terms and Conditions of Use and vivaocredito’s Privacy Policy.
2. CONTACT US
2.1. The User has access to this service to answer any questions, resolve potential problems, and submit complaints or other information regarding products/services made available on vivaocredito.
2.2. “Contact Us” can be accessed through https://www.vivaocredito.com.br/contato/
3. USER RESPONSIBILITIES
3.1. The User must carefully read all clauses contained in these Terms and Conditions of Use and in the Privacy Policy https://www.vivaocredito.com.br/politica-de-privacidade and, when using the services and/or products made available on vivaocredito, fully agrees to all clauses and conditions of these Terms.
3.2 vivaocredito provides links and/or redirects the User to other websites, where the User may hire services and/or acquire products from the respective companies, without any kind of interference from vivaocredito.
3.3 If redirected to the advertised company’s website page, the User must carefully read and expressly agree to the terms and conditions of use and the privacy policy of the advertised company.
3.4 vivaocredito bears no responsibility for the general terms and conditions of use and privacy policy of advertised companies.
3.5 vivaocredito is not responsible for any virus, malware, spyware, trojan, or any software that may damage or alter the settings of Users’ equipment as a result of browsing or using the internet or as a consequence of transferring data, text, images, files, or audio.
3.6 It is the sole responsibility of Users to keep their equipment’s operating system updated and equipped with antivirus software.
4. MODIFICATION OF GENERAL TERMS AND CONDITIONS
4.1. The General Terms and Conditions of Use of vivaocredito may be changed, supplemented, or replaced at any time and for any reason, at vivaocredito’s sole discretion, without prior notice or notification to Users.
ANY PERSON WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE OF A MANDATORY AND BINDING NATURE, MUST REFRAIN FROM USING vivaocredito.
5. APPLICABLE LAW AND JURISDICTION
5.1. These General Terms and Conditions of Use must be read and interpreted together with the Privacy Policy, and both are governed by the laws in force in the Federative Republic of Brazil, especially the Federal Constitution, Civil Code, Consumer Defense Code, Internet Civil Framework Law, and the General Data Protection Law.
5.2. For all matters regarding interpretation, compliance, or any other questions related to these Terms and Privacy Policy, the parties expressly agree and waive any other forum, submitting to the jurisdiction of the Judicial District of Belo Horizonte, State of Minas Gerais.
