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This page provides an overview of the Westpac Fee Free Mastercard and highlights some of the main features available with this low-cost credit card in New Zealand. The goal is to help readers understand the product before exploring more detailed information about eligibility, interest charges and the application process.
The card is designed for customers who want a straightforward credit option without paying an annual card fee. It may also appeal to people who make purchases in foreign currencies because Westpac currently does not charge a foreign currency fee on this card.
Another important feature is its comparatively low purchase interest rate. The Westpac Fee Free Mastercard currently carries a 12.90% p.a. purchase rate and may provide up to 55 interest-free days on eligible purchases when the applicable repayment conditions are satisfied.
Important Information
We are not a bank, lender or credit provider. We do not issue credit cards, assess applications or determine individual credit limits.
All interest rates, fees, eligibility requirements, repayment conditions, credit limits and other account terms are established exclusively by Westpac New Zealand.
The Westpac Fee Free Mastercard currently has no annual fee and no Westpac foreign currency fee. However, third-party institutions, overseas banks or ATM operators may still apply their own charges in certain situations.
Interest-free days are also conditional. Cardholders generally need to pay the required balance in full by the payment due date to receive the applicable interest-free benefit.
Rates, fees and product conditions can change over time.
Discover More About the Card
Continue to the next page to learn more about the Westpac Fee Free Mastercard, including eligibility criteria, documents that may be required, application steps and important considerations before applying.
Always review the latest card information directly with Westpac before submitting an application.
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